If you’ve been eyeing a Disney trip this year and are on the fence about becoming an Annual Passholder, you’ll be happy to know that the Orlando resort has unveiled a sweet promotion for us Florida residents.
Beginning this month, residents can purchase a Walt Disney World Annual Pass with a down payment of just $99, which is more than half off the usual amount! The offer applies to all four pass types, which you can view below:

How the offer works
Usually, you’d be required to put down $205 at the time of purchase to start a monthly plan. But with this news, you’ll pay just $99 upfront and the remaining cost is split into 12 monthly payments at 0% APR.
While the initial cost is lower, it’s important to note that the total price of the pass remains the same. You may not be getting a discount on the entire amount, but it significantly lowers the “cash out of pocket” needed to activate your pass and head out to the parks!
How to apply for the monthly payments
In order to grab this deal, you’ll need to provide a valid Florida ID as proof that you’re a resident and be at least 18 years old to sign the monthly payment installation agreement.

While Disney hasn’t announced an end date for this $99 down promotion, these offers typically don’t last forever, so you’ll want to make the decision on the sooner side!
Disney deals for 2026
Beyond Annual Passes, Disney has announced a special offer for its summer visitors. For arrivals between May 26 and September 8, Disney Resort hotel guests can receive complimentary admission to a water park (Typhoon Lagoon or Blizzard Beach) specifically for their check-in day.

Additionally, the theme park is running a “Kids Dine Free” promo throughout the year. When you book an eligible vacation package that includes a dining plan for adults, children ages 3 to 9 eat for free. It’s a massive perk for families looking to enjoy Character Dining or Quick-Service favorites.